Sunday, August 02, 2009

Random Thoughts

-Since I started using Twitter, it's been hard finding motivation to blog.
-I really want to buy a house now, but prices are still pretty high. I hope that C and I buy a place where we can cover the mortgage with only 1 of our incomes.
-Mortgage prices still seem to be very low. I used Zillow to get some mortgage quotes, and I can get around 4.5% (with some partial points, but we plan to keep whatever place we buy for a long time).
-New job is going well. I got my first paycheck last week. There is something to be said for getting paychecks, rather than direct deposit. I think that was the largest check in my name that I've ever received.
-I've held checks for $1+ million in relation to past jobs.
-Somehow I decided that I really like Pottery Barn. Not good for the wallet. Luckily I haven't completely lost my frugality and I'm searching craigslist for cheaper Pottery Barn stuff.
-I also bought a Pottery Barn gift card for about 75% of the value. I used it to purchase an floor model rug.
-I've been preparing a networth statement less and less frequently. The tanking of the markets gave me a good excuse to not prep one for a long long. I finally did one in mid-July and another one yesterday. In about 2 weeks, our retirement accounts went up 5% with no contribution from us. Go market!
-After preparing these recent net worth views, we realized that we are close to a pretty major milestone (cash savings of X amount, with X being a nice round number). If we save really aggressively, we could get to it, but I don't think we have the inclination to save that hard anymore.
-I believe in a 10% tithe, but I have been undertithing for the past 2 years or so. I didn't change my tithe to keep up with my income. Now an I over-tithing (only a little over) to make up for it.


H20 said...

You make 6-figures and can't afford to buy a house in Cali? Something is wrong with that?

payday loans said...

most people who earn these kind of money do not need to get an extra income, they need just to save some, try it for a while :D

SavingDiva said...

I also love Pottery Barn...but I know I can't afford anything :D

free financial freedom said...

Thanks for sharing your these interests.