Thursday, March 16, 2006

About calgirlfinance

The best blogs are the ones that update frequently. However my occupation usually does not give me the luxury to do so. Instead I wander around the fringes of the PF blog community, commenting here and there. I did an inventory of my net worth, yet I was too shy to put it up. Let's say I'm somewhere in the mid-thirties, with the majority of it in retirement savings (like around $30K). I hope that as time goes on, I will be less shy.

I figure my eventual readers will want to know more about me, so here goes.

I live in the SF Bay Area. I am a consultant. I live with my mom. I am getting married in less than 6 months (then I will move in with the new hubby). Since I live with my mom, I am able to save a ton of money (like over 70%). I am Christian. I am behind on my tithing. I plan to get promoted in June (or switch jobs). I have been at my current job for 6 months. I like coupons. I buy 80% of my clothes at Ann Taylor. I always buy clothes on sale. I spend too much money on clothes (remember I am still saving 70% of my income). The only way I can do that is by doing direct deposits into my 401K, IRA, emergency fund, etc. I am planning on spending $25K on my wedding. I am paying half out of my own pocket. Before becoming a consultant, I used to bring my lunch to work 95% of the time. Since becoming a consultant, I have brought my lunch from home 0% (just very impractical). When I travel, I get a $64/day meal allowance, which I pocket if I don't spent it. Normally I make between $100-$200/week on my meal allowance (note this is extra money that I do not use to calculate my "savings" rate of 70%). I would make more on my meal allowance except I often go out to dinner with my co-workers. I am 26 and a woman (I hope you could tell by now). I am thinking about doing direct selling and have been for some time. I love doing arts and crafts, but it's hard for me to come up with ideas. More about me later.


udandi said...

yay, another craft lover! good luck with all your wedding planning!

2million said...

Welcome aboard. I am interested in hearing about the wedding budgeting experiences.

Hang on to that meal allowance - its a beautiful thing.

Good Luck!