Thursday, August 24, 2006

A Lot of Exercise for my Credit Cards

This week has been a huge spending week. Last Sunday was the two week mark before the wedding, which meant a lot of payments were due. I have one main credit card that I use for my everyday purchases. I have some other credit cards, but I normally don't even carry those around with me. I put the rest of the tab for our reception on my regular credit card. The $8,000 charge was initially denied. My credit limit is $10,000 and I had already charged $1,500 for the month. Then I tried to have them put $5,000 on the card and it was denied again. I figured the credit card company thought someone had stolen my card. I can't remember what the largest item I had put on that card was, but it couldn't have been more than $1,000. I called the company and they did say they thought these charges were unauthorized. They removed the hold and I was able to charge the $8,000 to my credit card.

We also had to pay our photographer the a bulk of her fee. That was another $2,000. However since I was so close to the credit limit on my main card, I had to use another credit card. I decided to use my AMEX through work. I think that may have been against our policies, but I paid it off today, so there's no way the company would be liable for my charges.

We also need to make sure all of our credit cards are paid off before we embark on our honeymoon and they we don't charge too much on them while vacationing!

Hopefully my cards won't be getting too much exercise in the future.


James & Miel said...

Hi Calgirl,

Spending a ton of money is one of the downsides of the wedding. The upside is a wonderful day of reknewed and new relationships!

On a more practical note, my wife and I found that for every dollar we spent, we received about 50 cents in gifts, so while you're spending a ton now, its mititaged partly by the new relationships you'll create as well as by some of the gifts you'll receive!

calgirlfinance said...

I was wondering what we would get back in gifts . . . .I will figure that out once we get back from the honeymoon.

CreditSceptic said...

I don't understand why people have to spend so much money, use all their credit card limits and get inot debt. I'm getting married this October and I'm not going to have a wedding at all! What does this pompous ceremony have to do with relationship?